Thank you very much.
I have so many questions, but I'll start with you, Mr. Nikias, and just pick up on your point about what happens to low-income people, especially people with disabilities, because of the OAS change.
I know that in my community, people who are on Ontario disability benefits are really living with a lot of hardship—many people with disabilities at the bottom end of the income scale.
I'm noting that Canada as a whole doesn't have the aging problem that many other OECD countries have. Obviously Canadians demographically are getting older, but not as rapidly as some other countries.
The concern I want to raise, just to pick up on something you said, is that between 2006 and 2009, about 128,000 more seniors became low-income. About 70% of those were women. For many of these women, the combination of OAS and GIS is the key factor for them in preventing poverty. Obviously many of these people are people with disabilities.
I'd just like to ask you what you think waiting an extra two years for OAS and GIS could mean for these low-income Canadians, especially people with disabilities.