Let me clarify something. We had our interchange rates on the web, in the open, for three years prior to last September. We refined the system prior to last September as well, because we knew we were adopting a more complicated regime and that too much information was as bad as not providing any. So we decided to go to a customized report regime.
As it relates to the meeting last September.... We've had a long-standing relationship with the RCC. Prior to September, they didn't pick up the phone on this matter. When we were invited in September, I received a call from a person associated with the RCC saying that we shouldn't go, that it was meant to be an ambush. So as it relates to that particular meeting, that's why the decision was made that it wouldn't be constructive to go.
But we've made ourselves available and we've invited the RCC on every occasion to discuss this issue.