Mr. Speaker, as I have said, the banks have been very responsive in meeting the concerns of people who have a problem with accessing the ATMS and perhaps do not have the financial resources, such as seniors and students.
We believe that it is not up to government to tell the banks what they should charge for a particular service to Canadians. We believe it is up to the consumer to choose. Consumers have choice and that is what we have ensured. I know the NDP does not really like choice, but that is what--