Mr. Speaker, the member talked a lot about debt payment and in abstract, everybody understands the fact that lower debt is a good thing, but let us put this in context.
I want to give the hon. member an example of a typical Canadian family that has a mortgage and comes across a bonus at the end of the year of extra money. Now they have a choice. They have a child who needs to go to university, or they have the option of reducing their mortgage. What does he think the family chooses to do? Does the family put the money into the mortgage payment or save that money for their child so he or she can go to college?