Finance committee  As was described earlier on in the speech, the life insurance regulations for demutualization were brought in around 1999, and four of the five companies proceeded to demutualize. In those cases, votes were provided to just their participating policyholders, so those are the type

Finance committee  We have assessed, as you said, large changes in policies impacting the financial sector every five years. I believe there was a review of the demutualization of the life companies at the time. It's not clear to me if I have that information available here, but we can review our r

Finance committee  No, Economical was the key stakeholder that brought forward a request for a demutualization framework to be put in place.