Thank you, Mr. Bossio.
I'll be quick because it's only one question.
I want to go a bit further into the question around the insurance. I don't want this to sound insensitive; it's for lack of understanding.
If and when there is inadequate insurance to protect the homes on site, why does it become a federal responsibility? Is there a process whereby there's an analysis of why there wasn't sufficient insurance? I ask this because I would hope that communities across this country would learn they need to re-evaluate what they have covered, not only at an individual level but at a community level.