The only thing I would add to that is that from an economic analysis perspective we do a lot of “what if” scenarios as we see things changing in the economy.
Suppose we saw that the interest rates were going to go up or exchange rates were going to change. We would do analysis on that. Looking forward, we ask ourselves what the impact on the industry would be if it did change in these ways, so that we can be prepared and inform our programs as they are being developed.