Krista owns a massage clinic and the property it rests on. She was offered a loan from her bank but worries that she wouldn't be able to keep up with the interest payments, and on top of that the land tax, management fees and utilities. She would like to apply for a CEBA, but cannot because of the minimum $20,000 payroll.
Again, why are small business owners like Krista ineligible for CEBA? Should we not lift the $20,000 payroll requirement?