Mr. Chair, I have one specific point, which is that we've done an operational review of our effectiveness as a regime, and we see a need to address the standard of prosecution in this space.
Right now, we require the standard of proof to tie the money launderer to the discreet knowledge of the predicate crime. We would like to see that standard changed to be a standard of recklessness for which there's reason to believe that the money is associated with crime or terrorism.