Thank you.
Going back to a remark that Ms. Wilson made early on in this meeting—and I know that Mr. Albas touched on this as well—you mentioned the lack of enthusiasm for prosecution. You specifically identified mortgage fraud. I know something of the prevention of mortgage fraud from my professional life prior to public life. I was pleased to hear you acknowledge the lack of enthusiasm for prosecution of this, because it's real.
At a previous meeting, we had some discussion of this, and I'm pleased that you were able to get this into the record. There is often a lack of enthusiasm for prosecution of fraud in general, and mortgage fraud is a particular type of fraud that is often done to facilitate money laundering.
What are the solutions around this? How can we get law enforcement to encourage the prosecution of fraud? It's a serious crime, and one it seems that law enforcement agencies throw their hands up over.