During the time I have left, I would like to discuss mutual insurance companies.
I think you were surprised by the proposal in Bill C-44; no one expected to see that, and neither did I. It seems that during the last pre-budget consultations, you had made representations to improve the situation. However, today's bill is proposing the opposite.
Can you measure the repercussions this could have on mutual insurance companies? Will this mean that they will be less competitive than their competitors? Do you see a certain risk for those businesses?
What do you have to say to the government,which claims that access is easy now that insurance companies are on the Internet, and that with the new technologies, there is no longer a need for this in remote and rural areas?