The data is as good as we can make it, I would say. We have no reason to suspect that it is not accurate. It is reflective of what we see in the traffic at our call centre. We continue to work with the banks to refine the data. What we have shown you is a summary.
Of course we have a lot more granular data behind that, and we also compare our datasets with our other regulatory partners, such as OSFI. We are quite confident in the accuracy of the data.