I hesitate to judge it a good model, but it's certainly a common model in some countries.
Certainly in the Philippines you see this quite a lot. In Thailand I've seen it a lot. Those are the two Asian countries I'm most familiar with.
We've seen, just as an example, that Filipinos or Filipinas who have worked overseas come back with a certain amount of capital, and they look for an opportunity to invest it. They become moneylenders, on the softer side of moneylending, you might say, because they are deeply embedded in the community, and they see an opportunity to help business people in their community by providing them with access to capital that they wouldn't have otherwise.
So you see people bringing money back and finding creative ways to set themselves up in business, not just building a big fancy house that looks remarkably fancier than the one next door. You see that as well, but you do see them investing in businesses that benefit the economy.