Thank you very much, and you're well within your allotted time.
I appreciate your bringing up the new horizons for seniors grant. I'm sure all of us around this table have had the opportunity to see first-hand the impact of those maybe small but very focused grants that have done a lot of good for our seniors. Thank you.
I should have said at the outset that we have seven minutes for remarks.
Next we have, from Canada Mortgage and Housing Corporation, Luisa Atkinson.