Yes. What happens is that there's usually an agreement with the Government of Canada.
I'm just going to digress a bit. Right now, the majority of the loans that first nations have are backed by revenue-sharing agreements with provinces. Through Ontario, the lotteries share revenue with first nations. Each first nation gets a certain dollar amount that they can leverage. Those are 35-year agreements, which are excellent for our type of work, and they utilize those revenues to build that infrastructure. It's the same thing. We're asking Canada. We're saying, “Okay, Canada, step up now and help us to build the infrastructure that's really needed in our communities by utilizing Canada's dollars.”
The way we lend to a first nation has to be based on existing revenue streams. It can't be that you're going to build something and hope to make something down the road. They have to have existing revenue streams in order to build that. Hence, we really have no bad loans or anything like that, because it's pretty secure.