There are 300 first nations, which are half of the communities in all of Canada that are attached to our act. Of those 300, 103 have been awarded FNFA membership. There are another 197 to go, so the amount of monies we will likely be borrowing in the future will be increasing, which means that the impact on their economies and the towns and cities around them will also increase.
Part of our credit rating of Aa3 with Moody's and A+ with Standard and Poor's is followed by a word. The word in both cases right now is “stable”, which is a future indicator of where the rating agencies think we will be next year, the following year and the following year. In order to keep that “stable” word, we're going to have to make sure that we have the safeguards and our clients have the revenue streams in place to ensure that their coverage of the loan payments continues into the future.
As we grow, we want to make sure our safeguards are solid and stable to allow that growth to continue, which should help the Canadian economy in general.