No, commercial paper is a secured debt. It's backed up by FNFA's name, so all of the safeguards in our act, all of our money in the bank account, which is called liquidity, and our credit rating back it up.
It is the same as the Government of Canada raising money, the provinces raising money or the cities raising money. It is a way to raise money, but it's backed up by credit rating agencies auditing your numbers and putting out a report to investors for their security. It is definitely backed up by the assets and the safeguards we have in place.