Yes, beyond a doubt, and this is my point, which I think Ms. Coady has made, given that these high penalties can be exacted. As for the penalties that are required here in the form of an AMP, which are up to $1 million in the case of an individual or $10 million in the case of a non-individual, they tend to be without any right of trial.
I know there are concerns about the ex parte type of information being drawn without the person being present. There's merely a right to make representation, and a conviction would be entered on proof of only a balance of probabilities. Are you concerned about that given the concerns you just raised about the ability to do these things based on evidence of private right of action? In your experience, do you not think this is overreach?