We will resume this committee meeting.
As we can see on our monitors, there is a third person who is present virtually.
I want to thank you, Commissioner, for being here. With or without the permission of the committee, I'm going to run a little bit late, only because it took some time to do some transferring. I think it's important. Everybody has made a lot of effort to be here, and I know they want to direct a lot of questions to you.
With that, Commissioner, I would ask you to give your opening statement and introduce the people who are with you.