There is a problem. Every time I want to speak, I am not able to do so, because I do not have access to the mic. So I am quite unhappy.
Regarding defined benefits, I support what was just said. On the question of pension plans, I want to point out that women, overall, are much poorer than men, because they have lower wages and they have less capacity to save money than men. There are still too few private pension plans. More women than men retire before age 65 because of family obligations, the jobs they hold, and their difficult working conditions. In addition, their life expectancy is much longer. As a result, they need a public pension plan, to be able to count on an acceptable income.
Public pension plans are the only ones that, at least partially, take into account women's unpaid work in their families, whether with children or family members who have lost autonomy or are sick, and so they help to advance equality between men and women. In our opinion, it is important that the public plans stay in place and that they be enhanced. When it comes to the entire question of defined benefits, it is important to preserve them, because, otherwise, women will be increasingly impoverished. They have so much trouble saving money, given the wages they earn. They will be doubly penalized. That is what I wanted to say.
Since I have the floor, I want to tell you that I would have had a lot of things to say on the subject of work schedules and work-family balance. In Quebec, we have done studies with the universities and workplaces on this subject, and I would have liked to talk to you more about that. I would also have liked to talk to you about linkages with child care services, but I was unable to speak. The system is not working. That is what I wanted to say.