We haven't fully costed out all the recommendations, because as we know, the charter is a very complex piece of legislation with a lot of moving parts in there and not well known by a lot. I'll give you a couple of examples of what we have looked at.
We talked about ELB, moving it from 75% to 90%. The cost of doing that would be to the tune of about—and these are gross numbers based on the cohort we measured and what we looked at at that point in time—$13 million to $15 million a year.
I just need to make sure we understand that the permanent impairment allowance and the supplement were intended for loss of career progression and opportunity. That's what those two vehicles were introduced for, so they do have a purpose.
To access PIA and the supplement for those people who we've determined most at risk financially, we're looking at about a $30-million tag on that, but it's over a period of 15 to 18 years. We'd need about half a million dollars this year for the people who currently find themselves at 65 with no income. As that demographic shifts, the full price tag on that would be about $30 million.