Madam Speaker, I rise in support of the motion tabled by my colleague, the member for Pierrefonds—Dollard. Her motion has been brought before this place on the heels of the announcement by the Prime Minister, which was made outside of the country, in Davos, Switzerland, of his intention to change our pension system, including old age security.
New Democrats are calling on this place to reject calls by the Prime Minister to balance the Conservative deficit on the backs of Canada's seniors. The member for Pierrefonds—Dollard recommends instead that the government make reducing and the eventual elimination of seniors' poverty a cornerstone of its upcoming budget. I fully endorse her motion. I cannot conceive of any member speaking against her call.
One hundred and six million Canadian seniors are now living in poverty, and he majority are women. Eleven million have no workplace pension plan. Canadians are reported to have acquired a record household debt. Many lost much of their retirement savings in the recent economic crash.
Far too many Canadians remain underemployed or unemployed. Those underemployed in part-time jobs usually have no benefits. Many are unable to save because they simply have no surplus dollars at the end of the day to set aside. A mere one-third of Canadians are reported to be saving at levels to cover the basic cost of retirement. They are unable to even consider a tax free savings account, let alone investing in yet another risky saving system such as the proposed PRPP.
In 2009, the premiers called for a national summit on pensions. This has yet to occur. However, the Conservatives continue to deny, or have continued up until Davos, that Canadians face any pension crisis whatsoever. That was until the Prime Minister suddenly announced from afar that Canadians were apparently facing an imminent old age security plan crisis. In other words, as a nation, we can no longer continue to offer struggling seniors a meagre $540 a month. This, regardless of the fact that the government's own commissioned report found no crisis into the future in financing the OAS.
What is the option? Is it to download the problem to the provinces' welfare rolls, or perhaps to our cities and churches to finance additional shelters for homeless seniors, or how about more food banks for our struggling veterans?
It has been duly noted that any concerns raised with the government have received the same carefully scripted reply, “We are not cutting programs for existing seniors”. This offers little comfort to those who will be reaching retirement age in a few years or in a few decades. Has the government simply decided that some seniors just are not sustainable? Is that what fiscally responsible government means to the government?
The government finally, reluctantly, partially increased the GIS payments but it refused to raise GIS payments to the level New Democrats called for, to rates that would actually lift all seniors out of poverty. This would have cost an additional $700 million a year. Now, post election, the Conservatives are suggesting that OAS payments could be cut back or delayed.
It is not a question of finances. It is a question of priorities. Do we offer all of our seniors a life of dignity or do we buy one more F-35? Do we assist all of our elders and grandparents to enjoy a reasonable quality of care or do we give an additional unnecessary tax break to profitable banks and oil companies, both reporting, by the way, record profits?
New Democrats have based our budget priorities on what Canadians have expressed are their preferred routes to retirement and dignity: to increase the GIS to levels that will lift all seniors out of poverty and double the CPP over time through small increases in contributions. It would cover all workers. It would be indexed, have defined benefits, be secure, a proven portable pension plan and the majority of Canadians support it. CARP supports it.
We propose building into the CPP potential for workers or employers for voluntary additional contributions. We have called for and tabled in this House an amendment to federal bankruptcy laws to put pensioners and the disabled at the front of the line. We have called for greater investments in caregivers, home care and long-term care.
A recent poll reported that 80% of Canadians view increasing the CPP benefits as their first priority for retirement.
The current Prime Minister has a propensity to seek parallel policies with our major trading partner, the United States of America. What do Americans provide, under their social security? Thirty thousand dollars a year, I am told. In Canada, the maximum provided is close to half of the American benefits.
Across Canada, we benefit from the dedicated efforts of volunteer organizations, such as CARP, which advocate for a decent retirement for all Canadian seniors. In Alberta, two advocates for seniors stand out: Carol and John Wodak.
When I spoke yesterday with Carol, she shared this sentiment. A quality of life for our seniors requires that we consider more than just the amount of the pension. We must give equal attention to policy shifts that are making the lives of our seniors already living on the edge even more perilous. Where income security is delayed or reduced, it may mean denial of basics of life, most certainly of quality of life, in our so-called golden years.
The National Forum on Health advises that income is one of the primary determinants of health. There is a growing problem in affordable housing and care for seniors, as some jurisdictions, including Alberta, move from long-term care to what they call assisted living. Elder care is increasingly provided by for-profit corporations. No longer can seniors expect that their housing fees will cover all services once considered basic. Many now must pay extra for palliative care, home care, cardiac post-surgery rehabilitation, prescription drugs, dental care and eye care. The cost of a wheelchair is beyond the means of most on basic pensions.
Seniors need these social benefits to enjoy a basic quality of care.
Let us not only maintain these basic benefits. Let us make OAS automatic. We are finding in my riding many could have benefited earlier from these supports were they aware they had to apply. I received many calls from seniors concerned with delays in receiving these important benefits needed to pay their rent, their rising electricity bills and their prescription medicines.
In closing, it is important to address my concern with the implications of clawed back retirement benefits for aboriginal elders. Canada may rank among the top countries of the UN human development index, but our treatment of aboriginal populations has been ranked near 75th place.
The director of health for the Native Women's Association of Canada has testified that almost half of aboriginal women live in poverty and, consequently, experience high rates of chronic illness. This leaves a substantial portion of their communities with little capacity to save for retirement.
Concern has also been expressed to me by a number of first nations that seniors' housing and support services are simply non-existent in their communities. Elders are either poorly cared for or relegated to extended care in centres far from their communities. This leaves them without family support and often struggling to communicate in their traditional language.
I will close by echoing the comments of my colleague. How can we afford not to make retirement in dignity for all Canadian seniors our priority?