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Finance committee  That's our strategy--just as they can't rule out that we will be higher than they will.

May 14th, 2009Committee meeting

Kevin Stanton

Industry committee  It's enhanced disclosure, but education has to be a big part of it. The rate calculator is an important feature of that education so that they understand that they might not need to accept credit cards to have a viable business.

May 14th, 2009Committee meeting

Kevin Stanton

Industry committee  You know, I can't explain why the association is having--

May 14th, 2009Committee meeting

Kevin Stanton

Industry committee  I believe, Andrea, maybe you can clarify. We provided it to Parliament.

May 14th, 2009Committee meeting

Kevin Stanton

Industry committee  Yes, but to add to that, I'm not suggesting that MasterCard or Visa were hurt. I'm suggesting that consumers were hurt, and that's well documented in studies by the government accounting office in the United States and a study called by the CRA, and it has been acknowledged in th

May 14th, 2009Committee meeting

Kevin Stanton

Industry committee  Yes, I will.

May 14th, 2009Committee meeting

Kevin Stanton

Industry committee  We have performance tiers, just like Visa. One of the proposals we put forward to the CFIB was to create a single tier that would acknowledge the collective volume of their membership.

May 14th, 2009Committee meeting

Kevin Stanton

Finance committee  It's enhanced disclosure, but education has to be a big part of it. The rate calculator is an important feature of that education so that they understand that they might not need to accept credit cards to have a viable business.

May 14th, 2009Committee meeting

Kevin Stanton

Finance committee  You know, I can't explain why the association is having--

May 14th, 2009Committee meeting

Kevin Stanton

Finance committee  I believe, Andrea, maybe you can clarify. We provided it to Parliament.

May 14th, 2009Committee meeting

Kevin Stanton

Finance committee  Yes, but to add to that, I'm not suggesting that MasterCard or Visa were hurt. I'm suggesting that consumers were hurt, and that's well documented in studies by the government accounting office in the United States and a study called by the CRA, and it has been acknowledged in th

May 14th, 2009Committee meeting

Kevin Stanton

Finance committee  Yes, I will.

May 14th, 2009Committee meeting

Kevin Stanton

Finance committee  We have performance tiers, just like Visa. One of the proposals we put forward to the CFIB was to create a single tier that would acknowledge the collective volume of their membership.

May 14th, 2009Committee meeting

Kevin Stanton

Industry committee  That's not correct. That's not the model we work on.

May 14th, 2009Committee meeting

Kevin Stanton

Industry committee  Sure. When we set our rates, what we're trying to do is maximize participation in the system by merchants and cardholders. If we, for example, were to follow the model the RCC thinks exists, we would delight issuers and lose all of our merchants and then eventually make our iss

May 14th, 2009Committee meeting

Kevin Stanton