Finance committee  There certainly has been discussion on the topic of surcharging. That is something that I have discussed with my members, and they really believe.... To start with, the retail gasoline market is extremely competitive, and frankly, the industry probably has done a disservice to—

Finance committee  I wouldn't say if you're Petro-Canada or Shell you're in the same boat as the independents, because they have—

Finance committee  That is a significant problem, the concentration in the wholesale market.

Finance committee  That is one of the elements that make competition so aggressive and so vigorous in the market for retail gas.

Finance committee  The more significant players, the larger players and refiners who are marketers as well, certainly have an advantage in that. They have the whole value chain.

Finance committee  Okay.

Finance committee  I would certainly acknowledge that the self-serve model in itself, which was introduced some 30 to 40 years ago, has changed the operating model, if you like, of retail sites. That has been driven to a significant extent by the fact that gasoline margins have reduced quite signif

Finance committee  My members tell me it is one of the two top issues that they're dealing with. As I mentioned earlier, gas prices rose about 30% over the last three or four years. So that took the percentage of margin that was going to credit cards from about 20% to about 32% right now. Especiall

Finance committee  Yes, I do. Our organization is advocating for more regulation. What we're asking for is a thorough landscape review of payments. There are models in other parts of the world where credit card fees are significantly lower, so we're asking for a comprehensive review of that. We be

Finance committee  That is in fact our concern, that it's very difficult to take away from a consumer something that they're very used to using. So our concern would be that there are no fees right now, but then, as you suggest, once there is a precedent there and people have that as part of their

Finance committee  Good afternoon. Thank you very much for having me here today. My name is Tricia Anderson, and I'm president and CEO of the Canadian Independent Petroleum Marketers Association, also known as CIPMA. CIPMA is a national not-for-profit association representing the unique interests

Industry committee  Obviously, as I mentioned earlier, credit card fees are a percentage of the retail price, regardless of what products you're purchasing. What we see in the retail gasoline market is a high incidence of customers choosing to purchase by credit card, for lots of different reasons--

Industry committee  I will be.

Industry committee  Thank you. Thank you very much for the opportunity to participate in this study on the fluctuation of gas prices. As mentioned, my name is Tricia Anderson and I'm president and CEO of CIPMA, the Canadian Independent Petroleum Marketers Association. I'm joined today by two CIPM