Finance committee  I want to say that I agree with the Teamsters Canada representative. In my experience, the defined benefit plan that we offer to community groups does indeed attract employers who have, on the average, six employees or less. That was set up because the far more effective solutio

Finance committee  I can talk to you about my experience in Quebec with community group employees whose salaries were in the $30,000 to $35,000 range, and to whom we offered a multi-employer plan. I was struck by the fact that these people, who arrived at the meeting feeling that because of the poo

Finance committee  Thank you for your question. Mr. Whitehouse from the OECD has prepared a report based on the data from the Department of Finance. According to this report, which is on the department's website, the typical RRSP cost is around 2% right now. Mr. Whitehouse has concluded that, duri

Finance committee  Thank you for your question, Madam. I will be quick. For the past 10 years, Quebec has had regulations on simplified pension plans, which are a mechanism for the pooling of funds, similar to registered pension plans. But, in this case, employers pay for half of the contribution.

Finance committee  Thank you, Mr. Chair, for giving me the opportunity to appear before the Standing Committee on Finance. I agree with the government's goal of increasing the rate of retirement coverage. But I fear that the goal will not be achieved and that improving the Canada Pension Plan woul

Finance committee  Is this better?

Finance committee  Thank you, Mr. Chair.