Special Committee on Cooperatives committee  You touched on risk management. If I may take a moment to speak to this, from the operational side, separate and apart from the democratic side, as you can appreciate, with an operation of our scope, we have a comprehensive enterprise risk management framework we work within. O

Special Committee on Cooperatives committee  I think the representative from Vancity said something that I thought was very compelling. I don't mean to.... I lost my rose-coloured glasses about a decade ago, and I never found them afterwards. But I do believe that a cooperative being a mission-driven organization matters. O

Special Committee on Cooperatives committee  I don't mean to diminish the importance of the meetings, but you have to provide good business, good services, good products, but also let people know that the community matters and the mission of the organization matters. As they mature in the cooperative, their family grows up

Special Committee on Cooperatives committee  We always look at those opportunities, for sure. I want to stress here that the SR&ED program is very important to us in this regard. Mr. Bélanger mentioned a return on investment of the fund in the Arctic. I think the SR&ED is another example of great return on investm

Special Committee on Cooperatives committee  Yes, very much so. Through our partnership with the University of Saskatchewan and even just internally with our environment and technical services group, we have a relatively small in-house group of experts in our environmental and technical side. One of the main roles they play

Special Committee on Cooperatives committee  If I may, I would add only one thing, and it's to reflect somewhat on your questions for Andy. This is certainly something I know our apex organization, the CCA, and certainly the Saskatchewan Co-operative Association are aware of. There are significant opportunities, whether it'

Special Committee on Cooperatives committee  We have relationships with a number of universities across the west, but specifically with the University of Saskatchewan. It's very multi-faceted, actually. We're one of the largest funders, the second-largest funder, I believe, of the Centre for the Study of Co-operatives at t

Special Committee on Cooperatives committee  We provide fuel to all of our member retails. In fact, the primary mission of our co-op refinery complex is first and foremost to supply fuel to our cooperative retailing system members.

Special Committee on Cooperatives committee  Thank you.

Special Committee on Cooperatives committee  Oh, no. Over the last five years it was $1.1 billion in cash.

Special Committee on Cooperatives committee  I'm sorry. Perhaps I misspoke. I'm sorry if I misspoke. Thank you for pointing that out. It was $1.1 billion.

Special Committee on Cooperatives committee  Thank you for pointing that out. I appreciate that.

Special Committee on Cooperatives committee  It depends on our business line, of course. In food, I'd say that about 35% of our total food business at the retail level is in what we would consider our urban--maybe a bit more than that, about 40%—and then the remainder is divided among mid-sized and smaller communities acros

Special Committee on Cooperatives committee  You see a lot of our trucks on the highway.

Special Committee on Cooperatives committee  We do. We are the owner of our wholly owned subsidiary, the cooperative refinery complex, legally named Consumers' Co-operative Refineries Ltd., in Regina, Saskatchewan. That refinery has been in operation now since 1935, and it's—