International Trade committee  What we see the TPP doing is creating more transparency. It's not going to necessarily standardize between countries, but there are rules that countries would at least have to pre-publish regulations. In Canada, it's pretty standard that when there's going to be a change, then th

International Trade committee  I think when drug costs are high, then employers have to pay more for the benefit plans they offer to their employees. There's no question about that. That's why we're really focused on trying to bring drug costs down in Canada. We have a number of initiatives under way. I menti

International Trade committee  What I can say is that we haven't undertaken a study or an analysis of the potential increase in drug costs. My limited understanding is that there are other agreements that also have an impact on what would happen directly out of the TPP, including CETA. I think some of those is

International Trade committee  Today we're active in Japan, Malaysia, Singapore, and Vietnam, but the other countries that are included in the TPP we're not active in, so we would certainly be interested in moving forward with other countries that are in the TPP.

International Trade committee  Potentially, it would depend on the lines of business, and in those countries probably less so just given the market itself also already has some pretty good coverage.

International Trade committee  Yes, domestically we have about 70 members, but I'll say we only have three members that are active internationally. That's Sun Life Financial and Manulife Financial, which are in the Asian markets, and Great-West Life, which is mostly in Europe. Of course, they're all active in

International Trade committee  Thank you, Mr. Chairman. Good morning. On behalf of the Canadian Life and Health Insurance Association, I'd like to thank you for the opportunity to participate in the committee's consultations on the Trans-Pacific Partnership agreement. Canada's life and health insurers are