Information & Ethics committee  Yes, there are reserves that companies take to help protect against that, as well as insurance, cybersecurity insurance.

Information & Ethics committee  It's a percentage. You may have heard from the U.S. testimony that about 12% of our IT budget was spent in terms of cybersecurity protection and security for the IT systems in place.

Information & Ethics committee  I don't work in HR or security, but I could get back to you on that question in writing with regard to our HR procedures and policies. I can tell you that there are background checks that all Equifax employees go through—a thorough background check.

Information & Ethics committee  Yes, we continue our investigation with both the FBI and local law enforcement.

Information & Ethics committee  Do you mean an insider?

Information & Ethics committee  None. In our information, there is no indication that there was—

Information & Ethics committee  There are no facts substantiating that, Mr. Picard.

Information & Ethics committee  Could you repeat—

Information & Ethics committee  It was Mandiant.

Information & Ethics committee  In regard to our external forensic.... Mandiant, as well as PwC, were able to recreate the steps, the inquiries, that the criminals had exploited in terms of the hack, and they worked with our internal security department to uncover that information to get a clear picture of what

Information & Ethics committee  They were in a position, on the guidance of counsel, King & Spalding, to retain an independent forensic expert, outside help, to help better investigate what had transpired.

Information & Ethics committee  This is a correction. There are 19,000 impacted Canadians, not 8,000. Our core assets, our core consumer credit information, was not impacted nor affected, because it was not hacked. The reason the number is 18,000 to 19,000 is that these were individuals who had purchased a prod

Information & Ethics committee  We don't have that information at this time.

Information & Ethics committee  Yes, I mean with the FBI it's currently a criminal investigation in the U.S., because the act was a criminal act by whoever committed it.

Information & Ethics committee  We offered identify theft protection to consumers who were impacted.