Information & Ethics committee  There are various patches. The global security would cover all of those for the various 24 countries we operate in.

Information & Ethics committee  Do you mean by Equifax Canada?

Information & Ethics committee  I can get back to you on that answer. I wouldn't have that information.

Information & Ethics committee  Just to follow up on your question, it was only on July 29 that we noticed suspicious activity. In the March, April and May timeline, there was no evidence to Equifax that a breach had occurred. There was suspicious activity on July 29 and July 30, and we shut down the U.S. porta

Information & Ethics committee  Yes. The warnings were to require that the patching occur and it didn't. For that, we're feeling repercussions worldwide.

Information & Ethics committee  Given our global security and the fact that we operate in 24 different countries, we want to make sure those are consistent. We don't want decentralized systems. We want to make sure that they're centralized, so that we have a consistent policy across the board. You wouldn't want

Information & Ethics committee  I'm here in my capacity as a chief privacy officer in Canada. I wouldn't be privy to those discussions or any of the discussions that were had in relation to that.

Information & Ethics committee  That's correct. It was between May 13 and July 30.

Information & Ethics committee  The standards we had in place in the U.S. were best-in-class standards. They were recognized industry practice. It wasn't like industry practice wasn't followed. In this case, as a result of human error and IT error, the vulnerability occurred and the hackers got in.

Information & Ethics committee  Sure. In Canada our information is encrypted and tokenized. We're PCI compliant and we follow the security standards. Going back to the vulnerabilities that occurred, we're having closed-loop confirmation. In basic terms, we're not only issuing the order to patch but now we're a

Information & Ethics committee  For the impacted 19,000 or so, we're offering our premier credit monitoring, a product that's been used in other major breaches in Canada, Home Depot being one of them. That's offered free for 12 months for all consumers impacted. For other consumers who are worried or afraid, th

Information & Ethics committee  For six years.

Information & Ethics committee  That's for people subscribing to the credit monitoring product, which we're offering to the impacted Canadians. All other Canadians—

Information & Ethics committee  Yes, for the 19,000 Canadians impacted by this incident, they are made whole in terms of the premier product we're offering them. It offers them up to $50,000 in identity theft insurance.

Information & Ethics committee  It's over a 12-month period.