Environment committee  Definitely. I don't know of anything in the national housing strategy that would preclude the use of on-site systems like those you refer to, such as ground-source energy, a well, a septic system, etc. I think we're okay on that.

Environment committee  Yes, and there is prioritization going to be looked at for remote and rural communities to balance that. We do recognize that there's not a bus in every rural community so that we can put a bus stop beside the building. Yes.

Environment committee  I muttered first, so I guess I'm up. Good question on what you were referring to as the life-cycle energy use and life-cycle impact of buildings. CMHC has done studies of life-cycle impacts, environmental impacts, of highly energy-efficient buildings. We did them on our 10 EQui

Environment committee  To my knowledge, we have no targets, and I can confirm that when we come back with the confirmation of the numbers on the MLI program. Thus far it's been application-based, so when the applications come in, we deal with them. We haven't run out of money yet to fund the program, s

Environment committee  If you're referring to the Green Home program and the multi-unit residential energy-efficient mortgage loan insurance refund program, the primary agent we've been working through is the mortgage loan insurance industry, through the lenders, the realtors, and the agents, largely b

Environment committee  We have moved on raising our energy efficiency standards, largely because the code is moving, as I think this committee is aware, in terms of energy efficiency. We float above it, and—

Environment committee  Yes, but we find that our float point is appropriate for trying to attract people into the market as willing participants without scaring them away. Now, it's interesting that you raise this issue of performance. Under the national housing strategy, and particularly through the

Environment committee  I can't speak to the prioritization for the mortgage loan insurance refund project, but certainly for the funding that's coming forward on the national housing strategy, we're going to make an effort to make sure we get regional impacts so that we don't lose the small providers.

Environment committee  We realize that regions are different. They have different priorities and different challenges. We'll be there for them.

Environment committee  Not directly, other than, as I mentioned, through the national housing strategy.

Environment committee  Yes.

Environment committee  On that relationship and what the CMHC uses currently, we spring off a number of different energy efficiency programs that are out there, such as BuiltGreen Alberta and R-2000. We've done the equivalencies between some of the commercial energy efficiency programs and the EnerGuid

Environment committee  We largely work through the lending organizations. The lenders, when you're going to get your mortgage loan insurance, would say that you're buying a Landmark home and ask you if you know that they're net-zero ready or some level of performance on the EnerGuide rating scale. The

Environment committee  The mortgage loan insurance refund program has existed since 2010 for the MURBs, I believe, and since in 2012 for the single-family homes. Essentially, CMHC offers up to a 25% refund based on the level of energy performance in new builds and retrofits for energy performance. We c

Environment committee  I can provide you with an indication of uptake. For the multi-unit sector, since 2010 through the early days of 2018, the number of apartment buildings—we call them files—that have been through amounts to 181 projects, and we've refunded close to $7 million. This is across abou