Justice committee  Banks, for example, and not just banks, independently identify patterns in customer behaviour that are strongly indicative to the bank of human trafficking and they share that information with FINTRAC. I must say, there's a fine line also between consensual sex workers, adult sex

Justice committee  I will keep it at a high level, Mr. McKinnon, for obvious reasons. A trafficker will often use a victim's account as their own account, so if we look at a victim of human trafficking's account, they don't get to keep any of the money. It goes in and out and the trafficker keeps i

Justice committee  I think the system is working extremely well. I think where it breaks down is at the law enforcement level—with the greatest respect to law enforcement—where not all law enforcement is equal. Some are more proactive than others. Some take the information, the intelligence from FI

Justice committee  Certainly police officers, depending upon their role, are given financial training but broadly, not specific to human trafficking. A human trafficking case is different from fraud, for instance. As I say, banks and people like that can provide valuable education to the police thr

Justice committee  A good example is a trafficker paying for persons—usually women's—visas, for instance, to come in from abroad. That would be an indicator, not on its own strong enough, but with other indicators it would point to that international dimension.

Justice committee  FINTRAC is the government's collection agency for mandated reporting from banks and other institutions. Banks, for example, are required to identify and report suspicious transactions related to money-laundering, and that includes money from human trafficking. The banks and other

Justice committee  Certainly outreach has been made, and the Ontario Police College is keen to embrace it. It would be nice to see the Canadian Police College follow a similar route. The Canadian Police College does great work in education and has put on specialist courses for human trafficking, bu

Justice committee  It's not part of the program; I think it's in the works.

Justice committee  Certainly. Very quickly, I hope the chiefs of police association hears from the committee on this subject and does more to bring together the silos. Finally, I'd like to pay tribute to my peers in the financial industry, and also to FINTRAC, of course, without which this woul

Justice committee  Thank you, Mr. Chairman, ladies and gentlemen. I really appreciate the opportunity to present before this committee on the subject of human trafficking in Canada. By way of background, earlier this month I retired from the Bank of Montreal where I worked from 2013 in anti-mon