Human Resources committee  That's why we looked at 30 years in the charts we tabled, and that we will table in our written submission. It was so we did not look at one single year, and even the last five years support what you just said. As Mr. Coderre said, it has been working in Quebec for 30 years, so a

Human Resources committee  Thank you very much. The issue here is all about the impact it would have on consumers through the banks. It is all about communication channels. That's the key here. We are not directly impacted, from a replacement workers perspective, because as Mr. Georgetti pointed out, we