Veterans Affairs committee  I would expect it's in that range. The OSFI witnesses who were here the other day would be the ones who could probably give a more definitive answer on that question.

Veterans Affairs committee  I think that's beyond my scope as the director of pensions for the RCMP, but I will comment on the fact that anytime we play with any aspect of the compensation equation, it impacts our members. If you take away one or you add something here, it impacts us in terms of where we're

Veterans Affairs committee  I'm not sure.... So you're saying they worked at another organization--

Veterans Affairs committee  I think for the RCMP, we have members who retire at a relatively young age and generally start a second career. The opportunities for them to create a pension package for themselves when they reach 65 is a very positive situation.

Veterans Affairs committee  The only comment I would make is that there's a retired members' website. One of the things they've put on this website, where they talk very frankly about issues is, why is this up here? We were told that this was going to happen.

Veterans Affairs committee  I think in the RCMP people are generally aware of it. That doesn't mean.... There's always a potential for a gap; someone gave out the wrong information to one individual or a group of individuals. I think we've done a pretty good job in the RCMP.

Veterans Affairs committee  Correct.

Veterans Affairs committee  On that stacking of the benefit, there was only one case I've ever heard of, and it wasn't Canada Post. It was probably the Bank of Canada or a smaller organization. They stopped doing it because it was expensive. The members had to contribute more to pay for it. That's the only

Veterans Affairs committee  We haven't done any exhaustive research on this. I can tell you in the States the movement isn't to deal with defined benefits; it's to go to defined contribution, which means, don't worry about what you're going to get in terms of a guaranteed income at the end, you'll get whate

Veterans Affairs committee  I really can't comment. The only thing I can think of is that if the public sector is going to lead the private sector in the pension world, it might have an impact, but I can't really comment as to what the impact would be. I don't know. We haven't researched that.

Veterans Affairs committee  That's correct.

Veterans Affairs committee  It's the same thing. We believe we have gone a long way in terms of improving our communications on the issue. Lessons will be learned as we go along; maybe we'll be able to do things better. The other thing we've learned, and we encourage our members to do it, is to always get

Veterans Affairs committee  I will just make one comment about what we are doing in terms of these members who are cut. The RCMP values those members who have been injured in the course of their work. It's a difficult situation for them to go on when they have built their career around being a police offi

Veterans Affairs committee  It could be cost neutral. That means you're going to have members contribute a lot more to compensate the fund for it. That's the way it would be cost neutral. But other than that, if the government wants to locate money somewhere else, that's the government's call. But really it

Veterans Affairs committee  I'd say essentially the same kind of thing. The other thing I would add is that in the RCMP, when you retire, you sign a document that says you will contact us when you start receiving CPP, which drives the discussion of why that is there, which alludes to the point that you have