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Human Resources committee  Maybe, but you have to remember that the CPP is taxable and old age security is taxable. The CPP payments diminish the GIS component by 50%. So it may be that we should not be looking at reforming the CPP itself. Instead, we should be looking at how the CPP reduces other income f

June 2nd, 2009Committee meeting

John Stapleton

Human Resources committee  There have been a number of studies on pension reform, and I know there's going to be another one dealing with the viability of CPP and RPPs. I think there's a general recognition that the portion of people who have a defined benefit pension plan, the type we call good pensions,

June 2nd, 2009Committee meeting

John Stapleton

Human Resources committee  What we have now in Ontario, and I think we have this in other provinces, is that when...especially what we might term the “new poor”. The only difference between the old poor and the new poor is that the new poor come to a social assistance office with maybe a little bit of mone

June 2nd, 2009Committee meeting

John Stapleton

Human Resources committee  Thank you, Mr. Chairman, members of the committee, and fellow presenters. Good morning. I'm representing the Toronto City Summit Alliance, which is an alliance of civic leaders in the city of Toronto, and today I'll concentrate on the alliance's resolutions and recommendations

June 2nd, 2009Committee meeting

John Stapleton

Human Resources committee  Well, Quebec has an amount right now of $60,000 for all RESPs combined, which you know can go up to $45,000 each. By putting all the various registered instruments together, they have a $60,000 amount. Alberta has a more modest $5,000 amount per adult. I think that anything sim

June 1st, 2009Committee meeting

John Stapleton

Human Resources committee  We have to first recognize that the programs we have for aged people in the form of old age security and GIS are working. We have registered pension plans and programs that match funds there. We have the same thing we're building for children. We have a base child tax benefit and

June 1st, 2009Committee meeting

John Stapleton

Human Resources committee  Thank you, Mr. Chairman. Committee members, good morning. My name is John Stapleton. I hold social policy fellowships with the Metcalfe Foundation. It's in St. Christopher House in Toronto. My work is also funded by the Atkinson Charitable Foundation. I would like to make three

June 1st, 2009Committee meeting

John Stapleton