Foreign Affairs committee  When we started off with the Bill and Melinda Gates Foundation, we were originally targeting entering 21 new countries. At the time we were in three of them, so we had a whole process to try to evaluate how we can get into those countries. Since then, we've learned a lot. Each

Foreign Affairs committee  Maybe I could add a few comments from a microinsurance perspective. When we started—which wasn't that long ago, early 2000—there was no involvement in insurance at all. There was no interest in it. Then the positive implications started to become very real. There was research

Foreign Affairs committee  Good afternoon. It's an honour to be present today at this committee hearing. The study is very important. I will describe MicroEnsure's work, which I believe is a good example of how an organization is able to work together with both public and private sector partners to pursu