Transport committee  I'll answer that. At the end of the day, there is capacity available in the marketplace for short lines. There is capacity, but the cost would be in excess of what they're currently paying.

Transport committee  Yes, I think so. I think the greater concern for the insurance industry is with the word “involved” and how clear that is, because as we spoke of, the insurance pays on a per accident basis. The way this could work, based on the word “involved”, is that you could have multiple railroads paying out at the same time.

Transport committee  Uncertainty in insurance underwriting historically has manifested in reduced limits, coverage constraints, and increased pricing. Our wish today is to encourage the committee to reduce some of the underwriting uncertainty with clarifying amendments to the bill, which will assist in stabilizing available capacity.