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Finance committee Sure. It's a big question. We know that health care issues are changing as the demographic is aging, so it is foremost on our list as well. There are gaps people are falling through. That goes to the national pharmacare program we're talking about. It goes to making sure that th
February 16th, 2016Committee meeting
Janet Gray
Finance committee The short answer is that I don't have that information in front of me, so I'll have to get back to you on that. Our interest in the pharmacare program is that there are different policies amongst the provinces. There's no continuity province to province on what drugs are covered
February 16th, 2016Committee meeting
Janet Gray
Finance committee First of all, they have their own incentive, which is strictly to keep paying their bills and to maintain their lifestyle. Is there something else you can do? Absolutely, and I think some of that is already in place. If they delay CPP and OAS, they do have an incentive to get a l
February 16th, 2016Committee meeting
Janet Gray
Finance committee Yes, let's change those.
February 16th, 2016Committee meeting
Janet Gray
Finance committee I wouldn't say that it's an arbitrary number, but it is a number that is fairly well grounded in the financial industry. That's your pension amount if you have a full 35-year pension. If you have a pension, you're likely going to have 70% of your retirement income, so that's pret
February 16th, 2016Committee meeting
Janet Gray
Finance committee That is 2023, I believe.
February 16th, 2016Committee meeting
Janet Gray
Finance committee Yes, they are phased in after a certain year of birth.
February 16th, 2016Committee meeting
Janet Gray
Finance committee I'm sorry.
February 16th, 2016Committee meeting
Janet Gray
Finance committee We preferred the higher amount, quite frankly. Any amount in a tax-free savings account is a good idea. We would like to see it higher, as it was.
February 16th, 2016Committee meeting
Janet Gray
Finance committee I don't have that answer right now, sorry.
February 16th, 2016Committee meeting
Janet Gray
Finance committee What the difference is between ages 65 and 67 is essentially a two-year gap in income. People who want to retire at age 65, if they have little work experience—and a lot of the older generation may have because they've been stay-at-home parents—find that all of a sudden they are
February 16th, 2016Committee meeting
Janet Gray
Finance committee Good afternoon. Thank you, Mr. Chair, and thank you for the opportunity to present CARP's pre-budget recommendations. My name is Janet Gray. I am the chair of Ottawa's CARP chapter, one of the 60 chapters across Canada. CARP, for those of you who aren't aware, is a national, no
February 16th, 2016Committee meeting
Janet Gray