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Finance committee  As an adviser on the front lines who has these conversations with business owners who are looking to retire, I'd say you hit the nail on the head. Tax dictates behaviour. If it causes me tax pain to sell my business to my child, I'm going to look to avoid that pain. If we fix tha

March 9th, 2021Committee meeting

Cindy David

Finance committee  We're actually a great industry to reflect that, because aside from other diversity issues, we have an aging demographic problem in financial services, particularly insurance. We see many of our retiring advisers selling their practices to their children; it's probably overweight

March 9th, 2021Committee meeting

Cindy David

Finance committee  Yes. I'll chime in here. A lot has been said on concerns about the unintended consequences of this legislation with regard to loopholes and large private corporations perhaps taking advantage of something that we hadn't intended. I would point out that if we do nothing, we're ri

March 9th, 2021Committee meeting

Cindy David

Finance committee  I'll pass the baton over to Kevin Wark to answer your question, if that's all right, Mr. Chair.

March 9th, 2021Committee meeting

Cindy David

Finance committee  Thank you, Mr. Chair and committee members, for the opportunity to appear today. In addition to being an independent financial advisor located in Vancouver, I'm chair of the board for the Conference for Advanced Life Underwriting, or CALU. CALU and our partner organization, Advo

March 9th, 2021Committee meeting

Cindy David

Status of Women committee  I'm no expert on child care, but I will say that, in British Columbia, the experience is access. Child care services are typically full with a long wait-list, so focusing on wait-lists and accessibility, what you would have to do, I would imagine, is support business owners getti

November 19th, 2020Committee meeting

Cindy David

Status of Women committee  With regard to recovery, we're looking to focus on resolving gender-based issues, by lenders in particular, that affect women's ability to fund their businesses. I've experienced, on both sides of the gender spectrum, issues with bank loans. When there's so much uncertainty, this

November 19th, 2020Committee meeting

Cindy David

Status of Women committee  Thank you, MP Zahid. It's an excellent question. I would say that we fully support the government's strategy of a growth-led economy or recovery versus increasing taxation. We always say the two most stressful things in life are death and taxes. They're both equally important, I

November 19th, 2020Committee meeting

Cindy David

Status of Women committee  Good morning and thank you, Madam Chair, vice-chairs and committee members. I'd like to begin by acknowledging that the land I'm speaking from is the unceded territory of the Coast Salish peoples, including the territories of the Musqueam, Squamish and Tsleil-Waututh. I am the

November 19th, 2020Committee meeting

Cindy David