Human Resources committee  As Canadians, we're unique in the industrialized world in that the housing bill is the first bill we pay. We don't typically get behind on mortgage or rent and things like that if we can avoid it. Unfortunately, the impact is that everything else suffers. The grocery bill suffers, buying medication suffers and that sort of thing.

Human Resources committee  Absolutely. Yes. The short answer is yes. The National Institute on Ageing data that I referred to and our own Canadian caregiving survey both collected along gender lines, and the gender splits are there. I won't comment on the National Institute on Ageing—NIA—data. It's widely available, and I'm happy to share it with your office as well.

Human Resources committee  I'm 36 years old. I've never seen this in my life. To be completely honest with you, I think we're all living that across the world, frankly, seeing what inflation is doing to retirement incomes and other more fixed incomes as well. I'll also say that when I was in school doing my master's about 10 years ago, seniors poverty was sort of taught as a victory.

Human Resources committee  Your analogy about the hamster wheel is a pertinent one. In our survey that I referenced earlier, we asked caregivers to throw in a few words, unprompted, about their experience. The hamster wheel came up quite often, frankly, because it just feels like you're spinning. You're always googling at 3 a.m. to see the next thing you can qualify for to make your life or the life of the person you care for a little bit easier.

Human Resources committee  Thank you very much for the question, Ms. Zarrillo. Yes, certainly, there is a very good opportunity to look at some amendments here. On your point about tax filing, by way of a slight anecdote, my grandmother's accountant retired last year. Now we're scrambling to find somebody she knows and trusts and who speaks Portuguese, etc.

Human Resources committee  Thank you very much for the question, Ms. Roberts, and for coming to our conference back in November as well. I'm sorry to hear about your constituent. Stories like that are all too common across the country. We hear them every day—as I'm sure you all do as well, from your constituents—and I'll say a few things about that.

Human Resources committee  Good morning, ladies and gentlemen, and Mr. Chair. Thank you very much for the invitation and the opportunity to speak this morning as part of your study on this very important bill. I am James Janeiro and I'm with the Canadian Centre for Caregiving Excellence. We are a pan-Canadian organization focused on caregivers, which is to say parents, siblings, friends, neighbours and the like, as well as care providers such as personal support workers and direct support professionals who support people with disabilities all across our country.