Bill C-31

Cost of Living Relief Act, No. 2 (Targeted Support for Households)

An Act respecting cost of living relief measures related to dental care and rental housing

Part 1 enacts the Dental Benefit Act , which provides for the establishment of an application-based interim dental benefit. The benefit provides interim direct financial support for parents for dental care services received by their children under 12 years of age in the period starting in October 2022 and ending in June 2024.
Part 2 enacts the Rental Housing Benefit Act , which provides for the establishment of a one-time rental housing benefit for eligible persons who have paid rent in 2022 for their principal residence and who apply for the benefit.
Finally, Part 3 makes related amendments to the Income Tax Act , the Excise Tax Act and the Excise Act, 2001 .

Cost of Living Relief Act, No. 2

[Philip Lawrence, Conservative, Northumberland—Peterborough South, ON]

Mr. Speaker, I would like to thank you, the support staff and all the members in here for burning the midnight oil with me. I appreciate it. I will try to keep you informed, if not entertained.

Thanks again to the people of Northumberland—Peterborough South for sending me here. It is an honour every day.

Today, I rise to talk about Bill C-31, which is an act respecting the cost of living relief measures related to dental care and rental housing, otherwise dubbed the so-called affordability bill.

Before I start talking about the substance of the bill, and I will get there, I promise, I think it is important to outline some of the context in which this legislation comes to the House.

We are in an affordability crisis. There can be no doubt about that. I think all 338 members would share my opinion on that. We have inflation that has hit over 7%. We are facing an environment that has been created, and this is where some of my Liberal colleagues may disagree with me, by the Liberals' tax-and-spend agenda. The government's profligate spending has led to more printing of money.

What happens, in broad terms, is that the government spends and spends, but it does not have the money to back that up. It does not have the tax dollars to back up its spending. What it does is print money. The fancy term is quantitative easing, which involves the buying and selling of bonds by the government basically to itself, but the reality is that it is printing money.

What happens when inflation increases is that it hurts Canadians of course because everything becomes increasingly more expensive, which creates increased pain for Canadians. The truth of the matter is that we will certainly hear the members of the NDP talk about the price gouging and the profit-taking. There is one organization that has taken more profits than all corporations combined. That is the federal government. If we want to talk about profiteering, that starts and begins with the federal government. The revenues overfloweth because of the inflation tax. Every week the current government hits new revenue highs and new revenue increases. This is coming off the backs of Canadians.

If we look at people who are making $50,000 a year, those individuals have seen their purchasing power decrease by thousands of dollars. They have seen a pay decrease of thousands of dollars. I can tell members that this story is hundreds of years old, even thousands of years old. Every time the government goes about this, right back to the Roman government, when it starts printing money, or at that point reducing the amount of valuable material in coins, when it starts increasing that, what always happens is that the people get hurt.

With that more spending, the rules of supply and demand kick in. Money is worth less and it is harder for everyone, but who it hurts the most is not the wealthy. The wealthy are doing quite well. They have seen their million-dollar houses become $2-million houses. They have seen their businesses and stock portfolios potentially increase in value. Even that is being hit now with the current Liberal government's poor economic stewardship, but it is the most vulnerable. If people are earning $20,000 or $30,000 a year, with food prices going up by 10%, it is a much bigger deal for them than if they are earning $100,000 and they just have to reduce their Netflix subscription. That is the difference between a single mom being able to feed her family or not.

I will tell members that if they want a true rental and dental bill, it is called eliminating the carbon tax. That will provide Canadians with a lot more tax relief, which will provide a lot more more dollars, and to the most vulnerable, than this rental-dental bill ever would.

We have to understand the very basics of this. Food inflation has increased the cost of food by $1,300. The rental bill will provide $500 for rent. The math is simple. The reality is monetary. Continuing to spend money, which is funded by the Bank of Canada, will create a disillusionment.

What happens when the government spends money is that there is an initial excitement and exuberance. When that money hits the bank accounts of Canadians, they are excited, which has happened many times throughout history, but that exuberance quickly turns into a deep sense of disillusionment as they realize that it is just a nasty trick because the cost of everything has increased. Once again, the main beneficiary of this is the government. Its revenues continue to increase while Canadians continue to suffer.

The only true path to addressing this affordability crisis and to really increasing the prosperity of our country is by increasing productivity, because it is voodoo to say that if we print money, we are worth more. That is not how this works. How a country actually increases its value is by producing more goods and services efficiently, because that increases real wages, real prosperity and, dare I say, real profits. We see that impact on Canadian wage earners because Canada's wages are lower, on average, than the United States, Switzerland and Ireland. What else is lower than in those countries? Our productivity is lower. Productivity per hour in Switzerland is $60 and ours is $50. In the U.S. it is $65 and ours is $50. In Ireland, it is $84. It is no surprise because that has a real impact. We need to make Canadians more productive.

Do members know that we are last in the OECD, the very bottom, of capital investments? It is because the private sector is getting pushed out by the Liberal government. The private sector simply does not have the funds to invest and that has very real consequences. Canada is investing 43¢ on every dollar the U.S. is investing in capital investments. That makes every worker less efficient, less effective and makes our country less productive.

Through the private sector, we create opportunities for people. We create great jobs. We allow people to spend their money as they best see fit, and 100 times out of 100 times, I will put more faith in Canadians to make decisions about their own lives than any bureaucrat in Ottawa, because Canadians know how to control their own money. Farmers know how to be stewards of their farms, which is exactly the opposite of what the Prime Minister said, and I can say that my farmers are not happy about that comment.

Let us get back to everyday Canadians. We are coming up on Thanksgiving. Do members want to know what the impact of the Liberals' tax-and-spend agenda is? The cost of a turkey is up 15% to 16% per kilogram. Potatoes are up 22%. Butter has increased 13%. Cranberries are up 12%. Bacon is 12% more expensive. Chicken is up 10%, and corn is up 6%. For a wealthy family, this will not have a significant impact, but for a family just trying to get by, trying to have a nice Thanksgiving after the two years of suffering we have all been through with COVID and trying to put food on the table, this will have a real impact. We have seen that.

There were 20% more Canadians going to food banks from 2019 to 2021, a full 20%. Over 20% of Canadians are changing their diet because they cannot afford to eat the way they used to, and 8% of people are skipping meals. They avoid eating because they cannot afford food in this Liberal economy.

We in the Conservative Party want every child to have dental care and we want every person to be housed, but we believe that comes from the workers and businesses of this country. The higher the inflation, the more it will impoverish Canadians. That is what history says. We have true compassion for people. We want to make sure that businesses are successful, that workers are effective, that families can have a great Thanksgiving and that Canada remains affordable and becomes the freest country in the world.

[Jenny Kwan, NDP, Vancouver East, BC]

Mr. Speaker, we are debating Bill C-31. What is Bill C-31? We are talking about providing families whose incomes are less than $90,000 the ability to access dental supports for children 12 and under as its first initiative. For those who do not have access to this, it is absolutely critical. We are also talking about providing low-income individuals and families a housing benefit of $500, although it is a one-time payment. The Conservatives are against these measures. They are against families who need dental support accessing this dental care plan.

In the member's constituency, has she talked to any of the families who are in need of dental services? Has she told them that the Conservatives intend to say no to their access to dental care supports?

[Bonita Zarrillo, NDP, Port Moody—Coquitlam, BC]

Mr. Speaker, I will just remind the member that it was because of the NDP that many of those programs, like CERB, allowed people to stay in their homes over the pandemic. If it was not for the NDP, people would have received half of what they needed to survive.

I was actually looking at the rapid housing initiative numbers today on an Order Paper question. A number of rapid house initiatives have not yet been built and we see it manifesting on the streets of our communities. People are living in tents. It does not matter and we cannot fall back on the fact that this is a G7 problem. There are people in Canada suffering, and the government has a responsibility to put them into homes, to build homes, to have affordable homes available for them and to pass Bill C-31.

[Bonita Zarrillo, NDP, Port Moody—Coquitlam, BC]

Mr. Speaker, Bill C-31 is here at a very critical time for millions of Canadians. There are too many Canadians struggling with the rising cost of living and the challenge of keeping rent paid and food in the fridge. As the NDP critic for disability inclusion, I hear from the disability community of the realities of skyrocketing housing and food costs and how it is impacting them disproportionately.

Fifty per cent of food bank users are now persons with disabilities. This is unacceptable and the Liberal government has a responsibility to uphold the human rights of persons with disabilities and ensure that they have an adequate standard of living. That is why Bill C-22, the Canada disability benefit, cannot come fast enough for almost a million Canadians with a disability.

Inequality is rising at an exponential rate in Canada and, while grocery chains are bringing in billions of dollars in profits, everyday Canadians are falling further and further behind. Corporate greed is increasing. This crisis of corporate greed is driving inflation and it is affecting everyday Canadians. It affects some more than others. It especially affects persons with disabilities, single mothers and fixed and low-income families. These are long-standing issues. With the current greed inflation, crises are happening now all across communities in Canada and people need help immediately.

Many of them are renters. That is why the renters component of Bill C-31 is so important and why it needs to get out as soon as possible. This housing benefit is a one-time $500 payment for Canadians who qualify, specifically families who earn a net income of less than $35,000 a year. People are already asking me when this will become available.

This payment will help 1.8 million Canadians with the cost of living, and it will make a real difference in their lives. It is something that the government should have brought in months and months ago. Too many renters have had to rely on rent banks throughout this pandemic. Too many people have already lost their rental housing. They are living in their cars, in tents or are couch surfing. This is the reality in communities across Canada. Tents, and I spoke of this yesterday, are now homes for more and more Canadians as they search for stable, affordable rental housing

I want to take a moment here to talk about payday loans. We have so many in my community of Port Moody—Coquitlam who are having to pay their rent through a payday loan, and we know that those interest rates are out of hand. I just want to point out that there is a bill from my colleague here from New Westminster—Burnaby on reducing those interest rates. The interest rates, for the most vulnerable who use payday loans, are criminal.

The need to act cannot wait. We cannot have one more person lose their home because they cannot afford their rent. The NDP is committed to ensure that this legislation gets through quickly, so that people can get this payment by the end of the year.

Let us not forget how Canadians got into a situation where rents are unaffordable. Conservative and Liberal governments have overseen the financialization of housing. Instead of protecting our social housing stock, they encouraged upzoning and gentrification in the name of density. Density dreams are for developers. The financialization of housing is only working for the wealthy and is leaving people behind. The most impacted are renters in need of low- to mid-income affordable homes.

We are losing affordable homes at a rate of 15:1. For every new unit this government prides themselves on building, it has not protected 15 other renters who now find themselves evicted or demovicted from their homes. Truly affordable social housing has been sacrificed to create an asset class for pension funds and for the wealthiest people and companies across the globe.

Even after Bill C-31 passes, the government must immediately act to end the financialization of housing before more Canadians lose their homes, before more children are displaced from their schools and their friends, and before more seniors lose services, as they are forced out of the community in which they raised their children.

The second part of this legislation is related to the cost of living as well, and it will have profound and long-lasting benefits for millions of Canadians. It is transformational and will make a difference for generations to come. It is dental care.

New Democrats have always known that everyone, no matter their income, should have access to basic health care, yet ever since the Canada Health Act was first passed, it has been a project incomplete. It has been a vision unfulfilled. Aspects of our health were not included in the legislation that created universal health care. Things like our eyes, mental health, which we are recognizing this month, and dental care are integral to our concept of health and to our health outcomes. They must be included in Canada's universal health care.

Today, with Bill C-31, we take the next step to universal health care by adding the long-awaited dental care. Thirty-five per cent of Canadians lack proper dental insurance and that number jumps to 50% when we are talking about low-income Canadians. Seven million Canadians avoid going to the dentist because of the cost. It is shameful. It is something that has to change. Canada's most vulnerable face the highest rates of dental decay and disease, and the worst access to dental care. There is something wrong here. It needs to change and New Democrats are going to make sure it changes.

The legislation in front of us begins with getting uninsured children of low- and modest-income families the care they need. Kids deserve it. The most prominent day surgery in hospitals among children is dental care. Shamefully, tooth decay remains the most common, yet preventable, chronic childhood illness in Canada because too many families cannot afford a visit to the dentist's office. It has taken 50 years to protect all children with this dental care plan. We are here now, so let us make it happen.

In closing, New Democrats are in a position to use their power to force the government to immediately make life better for people by providing rent support now and essential dental care in the long term. However, let us not forget why we are here in need of these emergency benefits. It is because of bad policies put forward by successive Liberal and Conservative governments, policies that put corporate profits and tax protections for the ultrawealthy before the social fabric of Canada.

Both the Liberals and the Conservatives turned their backs on investments in housing and health care in favour of a private market-driven model that is not working. In fact, it is hurting people. This decades-long lack of government investment in people is why we need Bill C-31, but make no mistake. It is just the beginning of building back necessary social supports so that all people can thrive. New Democrats will continue to lead that charge and use our power to work for Canadians.

[Tony Baldinelli, Conservative, Niagara Falls, ON]

Mr. Speaker, I rise in my place today to debate Bill C-31, an act respecting cost of living relief measures related to dental care and rental housing.

When the Liberals introduced this legislation in September, they would have had Canadians believe that it was a bill aimed to partly address the affordability crisis many of us are facing, but we should not be misled or misguided by their political spin. This bill is less about addressing the affordability crisis and the soaring cost of living than it is about the Liberals playing more politics at the expense of our economy and, ultimately, the well-being of Canadians.

The Liberals are only being sustained in power right now through the support of the NDP, and the NDP are only supporting the weak Liberal government to advance items on their political agenda, which they cannot advance alone as they are a party with only 25 seats. One of these items is dental care. In fairness to the NDP, they are calling for the development of a comprehensive national dental care program, and this Liberal program falls far short of that.

What is Bill C-31? It is a temporary measure the Liberals came up with. They are using it to buy time and appease the NDP so they can keep their NDP-Liberal coalition alive and remain in power for the indefinite future. It is a program designed to make the government look like it is doing something when it did very little all summer to address the real concerns Canadians face.

Right now, 70% of Canadians have a dental benefits plan. In my province of Ontario, there are currently dental plans for low-income seniors and for those on social assistance, and programs for children under the age of 17.

At a time when the provinces have been asking for increased health transfers, which they have been asking for three years now, when will the Prime Minister meet with them to address their concerns so they can enhance existing programs and services such as these, which are currently being delivered to Canadians?

After seven years of Liberal governance in Ottawa, Canadians are realizing they are not better off today compared to when the Liberals first took power in 2015. This is especially true when we consider how badly Canadians are hurting today on matters of life necessities, such has housing, food and energy. Costs have skyrocketed on all three essential life necessities. These costs are largely being driven by federal government policies that are focused on excessive spending, increasing taxes and creating new taxes to pay for these bad spending habits from a bloated and growing government bureaucracy.

When it comes to housing, young Canadians have done everything they were supposed to do to achieve success and live the Canadian dream. They earned a degree and they are working hard, yet many are still living in their parents' basements or in a small, 400-square-foot apartment because the price of housing has doubled since the Prime Minister took office. Our housing bubble is the second largest in the world. Recently, we learned that the percentage of Canadians who own their own home is at its lowest level in over 30 years.

When the Prime Minister took office, Canadians were paying 32% of their income, on average, to maintain a mid-sized home. Now the average family has to pay 50% of their income just to keep their home. A one-time payment of $500 will do nothing to address the real issues of housing affordability many Canadians face. In fact, more than six out of 10 renters will not qualify for the Liberal's inflationary spending cheques.

Many of the inflationary issues and concerns we face are of the government's own making. We have pointed out for months that the Liberals out-of-control spending would lead to an increase in interest rates. The government has responded by telling Canadians not to worry, to go ahead and take out big loans, since interest rates would remain low for a long time and there would never be any negative consequences. Now we are seeing interest rates rise 300 basis points, or 3% in simple terms.

In terms of food and food production, the Liberal government has increased farmers' taxes. That increases the cost of fertilizer and energy needed to produce food. Now it wants to limit the use of fertilizer. That will require farming more land to produce the same quantity of food. Tractors and other equipment will have to cover a larger area, burning more diesel and other fuels. More food will have to be imported. Bringing this food from other countries to Canada will again require using more energy.

For Niagara agriculture, this means it will cost more to grow grapes and local produce like peaches and cherries, and make our local Canadian-made wine even more expensive. In terms of food consumption, these higher production costs get passed along to us, the consumers, when we go to the grocery store or local farmers' markets to buy our food to feed our families.

Food price increases are already hurting many Canadians. For example, here are some of the headlines reported by the media that indicate this growing problem: “Child hunger a major concern in Canada amid skyrocketing food prices”; “Niagara Falls families straining under the weight of soaring prices”; “Food Banks facing unprecedented demand in Niagara”; “GTA food banks say they're facing the highest demand in their history”; “Nearly 6 million people in Canada experienced food insecurity in 2021, U of T study says”. The list of these troubling headlines goes on.

This does not sound like the developed and strong country our parents and grandparents fought through two world wars for and built throughout their lives with their hard work and labour. After seven years of Liberal governance, the Prime Minister and his government have eroded and undermined our collective and individual wealth, massively indebted future generations and repeatedly blocked and suppressed economic and financial opportunities for Canadian workers, businesses and industries in all regions of our country.

Since 2015, the Liberal government has become big and bloated. It has grown too large. Its reach has become too wide, and its actions are becoming far too intrusive into the private lives of Canadians. It picks winners and losers based on its political priorities, and its bad spending habits are entrenched. That is why it is desperate to increase taxes and create new taxes against hard-working Canadians. It is so it can continue feeding its reckless big-spending appetite.

The bottom line is that Bill C-31 is just another big-spending Liberal plan that only serves to keep the NDP-Liberal coalition alive. Of course, it masks it using affordability language, but in reality, it does nothing to bring down the costs of necessities such as housing, food and energy, including fuel and heating. The Conservative leader said it best in his speech when he said, “That is our role, here in Parliament, to turn pain into hope. Canadians need hope.”

As I am about to conclude, I wanted to share the comments of one of my constituents, Jessica, who had some real concerns about Bill C-31. In her recent note to me, she wrote, “The $600 benefit should not be going towards dental billing directly. As a low-income parent, for myself and my son, I have looked into some quotes for the bundle of dental, pharmacy and medical care, and I have seen quotes, at least for myself, at about $100 per month (unaffordable though compelling).

“In other words, I am expressing that having a benefit to get started up on my family's medical and dental insurance is the help our family needs and should be getting from the government, rather than having the funds wasted on one or two dental visits when myself and my son could both get coverage, receive the $600 (even half annually) and have more medical benefits to keep us healthy. This is important to me as well as I approach middle age.”

I am proud to support my new leader in his mission to make a real difference in Canadians' lives through supporting policy measures that will actually make life more affordable. Bill C-31 would not do that. It is not a bill that would actually help Canadians. It is a bill designed to keep the NDP happy so that the NDP-Liberal coalition can continue.

We need to give Canadians back control of their lives in the freest country in the world, where the dollar keeps its value, so our citizens can have the life they work so hard to build.

[The Deputy Speaker, Conservative, Chris d'Entremont]

It being 7:18, pursuant to order made earlier today, the House will now resume debate on Bill C-31 at the second reading stage.

The House resumed from October 3 consideration of the motion that Bill C-31, An Act respecting cost of living relief measures related to dental care and rental housing, be read the second time and referred to a committee, and of the amendment.

Bank of Canada Accountability Act

[Kevin Lamoureux, Liberal, Winnipeg North, MB]

No, Mr. Speaker, the Bank of Canada has not failed. It has served Canadians well. I am getting heckled by the members across the way. Do they not understand the importance of having and respecting the independence of the Bank of Canada? Let us look at the years that it has put into effect sound policy.

At the end of the day, the Bank of Canada is recognized, not only within our borders but internationally, as an institution that has done exceptionally well for our country. Our previous governor actually went on to play an important role outside of Canada, in Europe.

The Bank of Canada is not a new institution. We are talking about going back to the 1930s. In fact, the very first building of the Bank of Canada was right across the street from the Parliament buildings, the old Victoria Building, where members of Parliament have offices today. It has been there since the 1930s, and it has been there for a good reason.

We could talk about the importance of monetary policy, like issues such as inflation. Let us remember the other wonderful idea that today's Conservative leader had on inflation. Instead of saying yes to Canadian currency and yes to the Canada banknotes that the Bank of Canada is ultimately responsible for, and our currency that the Bank of Canada monitors, what did today's leader of the Conservative Party say? He has more faith in cryptocurrency, Bitcoin. He has so much faith in it that he did not tell people to buy up Canadian currency; he told them to buy cryptocurrency, to opt out. He told them that the way to deal with inflation was to buy cryptocurrency.

Wow, what a brainer of an idea that was. Those individuals who followed that advice have lost 20%-plus, and some as high as, no doubt, 50% as a result. I do not know how many Conservative MPs followed that advice. Maybe the member for Regina—Qu'Appelle did. I would not want to admit to that.

At the end of the day what I see are economic policies coming from the Conservative Party. Are they serious? Do we want to talk about contrast? Let us look at what the Conservatives are proposing for inflation. The Conservatives are criticizing the Bank of Canada. Do they not realize that for generations the Bank of Canada has been held accountable? There are different ways in which that is done. There are independent audits that are conducted and provided to the government. Do they not realize that there are reports? I will give them a tip. They can get copies of those reports to see what the Bank of Canada has been doing, to provide them assurances that they are independent private audits that are done every year on the Bank of Canada.

Why is this legislation necessary? If anything, the Conservative Party of Canada is doubling down on that bizarre idea of firing the Governor of the Bank of Canada. Does it not realize the consequence of the types of statements it is making? It actually hurts the Canadian economy. It plants seeds of doubt regarding confidence in the Bank of Canada, because technically it is recognized as the official opposition. It is supposed to be the party in waiting. Hopefully it will be many years, possibly decades, that it will be waiting in opposition, based on the types of things we hear coming from it.

Canadians need to be concerned about it. I can assure the members opposite that when I have the opportunity to talk about economic policy and issues, I do not hesitate to talk about some of the bizarre things that we hear coming from the Conservative Party of Canada. We need to establish and support the Bank of Canada as much as we can with respect to building that confidence.

Dealing with inflation, we just spent a couple of hours earlier this afternoon, and we are going to spend more hours this evening, talking about the issue of inflation. As a government, whether it is the Prime Minister or members from across this country, we are concerned about inflation. That is the reason we have legislation such as Bill C-30, which we were debating just an hour ago and which has fortunately passed. It took us a little while to convince the Conservatives to support it, but they did. Kudos to them.

In about an hour from now, we are going to be talking about Bill C-31, again to deal with inflation. The Conservatives still have not come onside with that one, which gives dental benefits to children under the age of 12. It also provides support for low-income renters. I would think they would want to support that too.

We could pass that and then we could maybe go on to Bill C-22 and talk about the disability legislation, which is again legislation that would make a difference and would help Canadians in every region of our country. Instead, the Conservatives are bringing forward bizarre bills like the one the member has brought here before us today, which reinforces statements that the current Conservative leader has put on the record with respect to the Bank of Canada and the lack of confidence they have in it.

Let us get behind good legislation and pass it, and maybe put a pass on this one.

Cost of Living Relief Act, No. 1

[Brian Masse, NDP, Windsor West, ON]

Mr. Speaker, I am splitting my time with the member for Vancouver Kingsway. I talked about dental care at the very beginning and I was supposed to mention it at that time, so I will return to that subject later on. I appreciate the intervention, because I did not officially recognize that I was splitting my time.

I will continue. One of the things I want to move to is some of the conditions we put ourselves in with regard to inflation and competition, and the lack that we have. A number of members have referenced gas prices. This House, in the past, with credit to Dan McTeague, a former Liberal, and Paul Crête, a former Bloc member, and this is something I worked with them on as well, passed a gas monitoring agency. This was supposed to be implemented under Paul Martin but it was not.

What ends up happening is a lack of competition in this country, because there has been a lack of refinery development. We do not even have the same reporting process the United States have. One of the key things creating a lot of uncertainty and some frustration among Canadian consumers is that we do not even have a good advocate for that. The Competition Bureau has some powers but very little. At the same time, gas prices are going up with very little explanation, and more importantly, less accountability, which has a cascading effect on our entire economy.

If we look at the specifics related to this, how many more refineries had to be closed in Canada? There was Montreal, Oakville and a number of others, including one in Vancouver. What was taking place was vertical integration in the industries, and a country like Canada is facing the same challenges when it comes to telecoms and others. Right now, additional charges will potentially be placed on credit cards, as well as extra taxes, where Telus wants to introduce an extra tax on Canadians.

All these things start to eat away at the pocketbooks of Canadians. For as much as we do, such as increasing the GST in this instance, it is going to be lost because of increases in services and fees.

At the Standing Committee on Industry and Technology, we looked at issues during the pandemic such as food costing and food workers. What is interesting is that the record profits companies were enjoying also included record bonuses for the CEOs. What is amazing, and we cannot do anything about this because of the lack of supports in our legislation, is that all major grocery chains ended pandemic pay for their workers on the very same day. That is as close to collusion as we can possibly get.

What was discussed at committee was the fact that the lawyers were okay because the CEOs could talk to each other under our current system. This comes from an industry the Competition Bureau fined for fixing the price of bread. They actually had to come to a settlement on that. The number one staple for lower- and middle-income Canadians, which is bread, was actually price-fixed by these organizations similar to a cabal that would take advantage of people. This is one of the problems we have with some of our industries, where we have this vertical integration.

I want to talk a bit about where we can find a difference, and that would be with Bill C-31, the dental care bill. The member for Vancouver Kingsway has done a great job. Often we talk about it in terms of helping the children, and later on it would be seniors, persons with disabilities and the general public. As the industry critic, I can say our health care has always been a standard principled point to get investment for the auto industry and manufacturing, even during the darkest times, when the United States, with its different states, or their federal government, and other places like Mexico were lowering wages. All those competitive factors that go against investment in Canada were offset by our having a public health care system that was paid for.

That is one of the major controllables we have. When we look at small businesses and medium-sized businesses, SMEs have really struggled. Now their employees, and even the people who own these businesses and often do not have any benefits themselves or have very basic ones, will have that relief. When it comes to labour unions with large contract negotiations, it will also open up the door and take the pressure off for increased medicines and costs that can create some types of labour disruptions because of fights over benefit programs.

One of the things I really want to highlight is that these types of structural improvements are more important in the long term than Bill C-30, which is something that is short term. The long-term investments we are going to get in this other package will be very significant.

I know from the CEOs, the investors and all the other different people, the labour negotiators, that those types of infrastructure pieces that we have, including employment insurance, which needs a major overhaul, are things that will get investment and keep investment in Canada. That includes research development and innovation. We have a terrible record for patent development to go to manufacturing, for bringing products to market compared to other parts of the world and for getting our university innovation together, but these are the assets that we have.

As I wrap up, I want to say that I appreciate the fact that Bill C-30 is not necessarily the biggest solution that we have for this problem of structural inequality, but at the same time, it is a measure we can control right now. The quicker we get the bill through the House, the quicker we can get more investment, more innovation and more jobs for Canadians, because it is a structural point that we need to compete.

[Kevin Lamoureux, Liberal, Parliamentary Secretary to the Leader of the Government in the House of Commons]

Mr. Speaker, Bill C-30 is a part of the solution for assisting people through inflation.

There is no one issue, as the member rightfully said, that causes inflation. We could talk about the war in Europe, the pandemic or supply issues. There is a number of factors to it. Canada is doing relatively well in comparison to other countries. Having said that, there is a need for us to respond.

Bill C-30 is one of three pieces. There is Bill C-30, the next one is Bill C-31, for the dental and rent subsidies, and then we also have the disability legislation. I am wondering if the member could provide her thoughts on the other two pieces of legislation, because they complement this particular piece and indirectly, if not directly, deal with some of her other concerns.

[Steven Staples, National Director of Policy and Advocacy, Canadian Health Coalition]

Thank you, Chairperson and members of the House of Commons Standing Committee on Finance.

My name is Steven Staples. I am the national director of policy and advocacy for the Canadian Health Coalition.

The Canadian Health Coalition was founded in 1979 to defend and expand public medicare in Canada. We are comprised of frontline health care workers, unions, community groups and experts. I am delighted to speak to you on the topic of the pre-budget consultations in advance of the 2023 federal budget. The aspect that we would like to address today is public health care spending.

Today we would like to make six recommendations to the government through this committee.

One, we need to pass Bill C‑31, which includes the dental benefit, and transform the benefit into a robust program for everyone in Canada with universal coverage as soon as possible.

Two, we need to move forward with the Canada pharmacare act by 2023 to provide free coverage for prescribed medicines, funded by $3.5 billion for essential medicines, as recommended by the 2019 government-appointed Advisory Council on the Implementation of National Pharmacare, led by Dr. Eric Hoskins.

Three, we need to increase investments to end the health care human resources crisis, beginning by delivering on the governing party's 2021 election promises to provide $3.2 billion to the provinces and territories for the hiring of 7,500 family doctors, nurses and nurse practitioners. In addition, as promised, we need to train up to 50,000 new personal support workers and fund their guaranteed minimum wage of at least $25 per hour.

Four, we need to introduce and pass the safe long-term care act by 2025, which must enforce national standards as well as ensuring patients receive at least four hours of direct care. Additionally, we need to provide funding to promote publicly owned non-profit long-term care facilities while phasing out for-profit investors from the long-term care sector.

Five, we need to work with the provinces and territories to increase federal funding through the Canada health transfer that is accountable while improving outcomes for people in Canada through new public health care programs such as dental care and pharmacare.

Six, we need to enforce the five principles and the conditions of the Canada Health Act to ensure Canadians are not faced with extra billing, user fees and diminished accessibility to health care as some provinces move forward to for-profit care providers, beginning with funding more robust monitoring and sanctioning capacity by the strategic health care policy branch.

That's what we need to do in this budget.

The Canadian Health Coalition has gone on record supporting the terms of the confidence and supply agreement announced by the leaders of the governing Liberals and the NDP in March 2022. The agreement contains four health care commitments by the Prime Minister: public dental care, national universal pharmacare, frontline health care investments and safe long-term care. In return, the government achieves stability through confidence votes with the support of the NDP.

Our chairperson, Pauline Worsfold, who is a frontline nurse in an Edmonton hospital, said, “This agreement has the potential to deliver significant improvements in public health care for patients, families, and frontline workers.” Pollsters tell us that it has widespread public support, with close to six in 10 Canadians being comfortable or somewhat comfortable with the agreement between the Liberals and the NDP.

Already we are seeing the benefits of parliamentary co-operation with Bill C‑31 and the dental benefit act. It is estimated that 500,000 Canadian children will benefit from the initial targeted investment, and we are encouraged by Minister of Health Duclos' comments that this is an interim measure and that the program will be expanded in the coming years.

We support the Canada Health Act and its principle of universality, and we would like to see public dental care be available for all families, not just those that pass a means test.

I'll reserve the rest of my comments for the discussion. I look forward to your questions.

Thank you.

[René Arseneault, Liberal, Madawaska—Restigouche, NB]

Mr. Speaker, I thank my colleague for her interesting question. I think countries are asking themselves very important questions about the climate crisis.

The official opposition keeps harping on about the carbon tax. Our goal here, in the midst of the global inflationary crisis, is to focus on helping those hardest hit.

With respect to the carbon tax, the provinces have the power to give it back to people, and we hope they will work together to do that. Nevertheless, Bill C‑30 and Bill C‑31 are a balanced approach to helping people in a way that does not exacerbate inflation. I hope all members will support this bill.

[René Arseneault, Liberal, Madawaska—Restigouche, NB]

Madam Speaker, I will be splitting my time with the hon. member for Pickering—Uxbridge.

I rise today in support of Bill C-30, the cost of living relief act, no. 1, which would double the goods and services tax, or GST, credit for six months. It is one of the new measures we are proposing to provide targeted support to Canadians who need it the most so we can help them adapt to the rising cost of living without, however, exacerbating inflation.

Our government is fully aware that Canadians are feeling the effects of inflation, especially when they fill up at the pumps or buy groceries, for example. Inflation is a worldwide phenomenon largely driven by the effects of the pandemic, amplified by the zero-COVID policy in China and Russia's illegal invasion of Ukraine.

Although inflation is not as high here as in several other countries and it has come down from its peak in June, we know that Canadians are worried. No single country alone can solve the problem of high global inflation. However, what we can do is help Canadians by taking tangible action to make life more affordable here at home. This brings me to Bill C‑30, which seeks to double the GST credit for six months.

Our proposal to double the GST credit for a six-month period would provide an additional $2.5 billion in targeted support for about nine million people living alone and nearly two million couples. In total, 11 million individuals and families who are already entitled to the tax credit would receive it, including roughly half of Canadian families with children and more than half of all seniors in Canada.

The GST credit is a tax-free benefit paid out every three months. It helps low- and modest-income individuals and families recoup the GST they pay. Canadians are automatically considered for this credit when they file their income tax returns and are eligible for it if their income is below a certain threshold. The measure we are proposing would benefit those who already qualify for the credit, and the help would be tangible.

In practical terms, single Canadians without children and single seniors, for example, would receive up to $234 more than they do now. Couples with two children, for example, would receive up to $467 more. A single parent with one child would receive up to $397 more than expected.

These additional amounts would be paid before the end of the year as one-time lump sum payments to current recipients through the system already in place. Recipients would not have to apply for the additional payments. All they have to do is file their 2021 tax return.

Bill C‑30 is part of the new suite of measures we are proposing to help Canadians. Another part is found in Bill C‑31, which I hope we will soon have the opportunity to debate.

This other bill proposes, for example, to create a Canadian dental benefit. This temporary measure would be offered as early as this year to children under 12 who are not covered by private dental insurance. Families could receive direct payments of up to $1,300 per child over the next two years, or $650 a year, to cover the cost of dental care. This benefit is the first step in the government's plan to offer dental care to families with an adjusted net income of less than $90,000 a year.

Bill C‑31 also proposes a one-time top-up to the Canada housing benefit. This would allow 1.8 million renters who are struggling to pay their rent to receive $500. It is another measure that I hope we will soon have the opportunity to approve.

Our government supports Canadians who are most vulnerable to an increase in the cost of living in a way that does not needlessly fan the flames of inflation. That is the danger in an inflationary crisis.

The incremental cost of new measures included in Bills C‑30 and C‑31 is $3.1 billion. That is only 0.1% of our gross domestic product. Therefore, we are proposing to strike a balance between fiscal and financial responsibility and compassion for those who truly need help.

In conclusion, what Bill C‑30 proposes is in addition to measures we have already announced as part of our plan to make life more affordable for Canadians.

First, the enhanced Canada worker benefit will provide three million Canadians with more support. For example, a couple could receive up to $2,400 more this year, while a single person could receive up to $1,200 more.

Second, agreements have been signed with the ten provinces and three territories. This will cut in half the cost of day care for Canadian families by the end of the year. This pan-Canadian initiative will result, for example, in savings ranging from $2,610 in Manitoba to $6,000 in British Columbia. For 2022, in the province of Quebec, which already has its own day care system, the government's plan will help create approximately 37,000 new day care spaces.

Third, we increased old age security for seniors aged 75 and over by 10%. This measure benefits more than three million Canadians and provides additional benefits of $766 for full pensioners in the first year.

Fourth, all major government benefits are indexed to inflation, including old age security, the guaranteed income supplement, the Canada pension plan, the Canada child benefit and the GST/HST credit. This means they are adjusted for increases in the cost of living.

Fifth and sixth, providing dental care to Canadians and making a one-time payment to renters who are struggling to pay for housing are two of the measures included in Bill C‑31, which we will be debating soon; I hope all members of the House will support it.

This is all in addition to other investments our government has made since 2015. I strongly believe in making life more affordable for Canadians, and especially in helping those who are most in need. That is exactly what Bill C‑30 does, and I urge all members to vote in favour.

[Julie Dzerowicz, Liberal, Davenport, ON]

Madam Speaker, I thank the hon. member for her question and I truly believe that her concern is genuine.

We very much care about seniors. I believe the doubling of the GST credit will continue to support many seniors. I think if we manage to pass Bill C-31 it will also support seniors through the Canada housing benefit one-time top-up. I think that will be very beneficial for them.

The seniors in my riding of Davenport have already told me that they are excited about a national dental care plan. They know it will not go into effect for them until the end of next year, but they are already excited and very much looking forward to its implementation.

[Julie Dzerowicz, Liberal, Davenport, ON]

Madam Speaker, I will be sharing my time with the hon. member for Hamilton Centre.

It is a true pleasure for me to speak to Bill C-30 on behalf of the residents of my riding of Davenport. For those who need a reminder, Bill C-30 is the legislation that, if passed, would double the goods and services tax credit amounts by 50% for the 2022-23 benefit year and would deliver targeted relief directly to Canadians who need it. It would make life affordable for many Canadians who need this additional support.

We are here for the third reading of this bill in the House of Commons after having considered this legislation at the finance committee yesterday. I am pleased to say that Bill C-30 was passed in record time at the finance committee by all parties. It was good see that there was unanimous approval and support for this bill, and I hope that the opposition parties will consider also supporting our other affordability measures, such as providing a targeted dental benefit and a one-time housing benefit top-up.

As members may know, our federal government has made it very clear that our first order of business for this parliamentary session is to make life more affordable for the Canadians who need it the most. We know that Canadians are feeling the rising cost of living through things like higher food prices and rent, so while inflation is a global challenge caused by the COVID-19 pandemic and Russia's illegal invasion of Ukraine, Bill C-30 would help families weather its impacts by putting more money back in the pockets of the middle class and those working hard to join it.

By doubling the GST credit for six months, this key piece of legislation would deliver $2.5 billion in additional targeted support to roughly 11 million individuals and families who already receive the tax credit, including about half of Canadian families with children and more than half of Canadian seniors. With Bill C-30, single Canadians without children would receive up to an extra $234, and couples with two children would receive an extra $467 this year. Seniors would receive an extra $225 on average.

Let us take a minute to delve more deeply into some examples of what it would mean for Canadians in real terms for the 2022-23 benefit year. I like giving clear examples because it allows people, not only those in my riding of Davenport, but also Canadians right across the country, to see themselves in some of these profiles.

Under the current GST credit, a single mother with one child and a net income of $30,000 would receive $386.50 for the July through December 2022 period and another $386.50 for the January through June 2023 period. However, with Bill C-30, she would receive an additional $386.50. Therefore, in total, she would be receiving about $1,160 this benefit year through the GST credit, and that would be super helpful for a single mother.

Another example is that under the status quo GST credit, a single senior with $20,000 in net income would be receiving $233.50 for the July through December 2022 period and another $233.50 for the January through June 2023 period. However, with Bill C-30, if it is passed, this senior would receive an additional $233.50. In total, he or she would be receiving about $701 this benefit year through the GST credit.

I will give one more example. Under the present system, a couple with two children and $35,000 in net income would be receiving $467 for the July through December 2022 period and another $467 for the January through June 2023 period. With the temporary doubling of the GST credit amount for six months, this family would receive an additional $467, so in total they would be receiving about $1,401 this benefit year through the GST credit.

What is more, with this change the money would be coming to them through a straightforward process. That is because the extra GST credit amounts would be paid to all current recipients through the existing GST credit system as a one-time lump sum payment before the end of the year. Recipients would not need to apply for the additional payment. They only need to have filed their 2021 tax returns, if they have not already done so, to be able to receive both the current GST credit and the additional payment.

Moreover, Bill C-30 is just one out of two pieces of legislation that we have introduced already in this parliamentary session to make life more affordable for Canadians. The Minister of Health has also introduced Bill C-31, which would provide a Canada dental benefit starting this year. I was very privileged to speak on this bill in the House of Commons last week, because a national dental care benefit is so important to Davenport residents. I want to formally indicate the importance of this legislation passing in the House.

Just to remind everyone, Bill C-31, if passed, would allow families with children under 12 who do not have access to private dental insurance and who have an adjusted net income of less than $90,000 to access direct payments totalling up to $1,300 per child over the next two years, up to $650 per year, to cover dental expenses for the children under 12 years old.

Bill C-31 would also provide a one-time top-up to the Canada housing benefit. This would be available to applicants with an adjusted net income below $35,000 for families or below $20,000 for individuals who pay at least 30% of their income on rent. This means a one-time payment of $500 to 1.8 million Canadian renters who are struggling with the cost of housing.

The bills that we are discussing today, both Bill C-30, very specifically, and, as an aside, Bill C-31, will not solve everything. While they will not solve everything, as our Minister of Finance said yesterday at finance committee, they would provide real support for 11 million Canadian households, for people who really need the help.

It is important to remind the House that there are many other measures that would build on Bill C-30 and Bill C-31, which we have been speaking about today. These include measures like enhancing the Canada workers benefit. This would deliver $1.7 billion in new support to an estimated three million low-income workers this year, with a couple receiving up to $2,400 more and single workers receiving up to $1,200 more. Most recipients have already received this additional support through their 2021 tax refund.

Second, as a result of agreements reached with all 13 provinces and territories, we are also effectively cutting regulated child care fees in half, on average, for families in Canada by the end of this year. This Canada-wide plan means savings for families from $2,610 in Manitoba to $6,000 in British Columbia in 2022, and an average child care fee of just $10 a day for all regulated child care spaces across Canada by 2025-26.

We have also introduced a 10% increase to the old age security pension for seniors 75 years and older, which began in July 2022 and which would provide more than $800 in new support to full pensioners over the first year and increase benefits for more than three million seniors.

We are also providing support for students by doubling the Canada student grant amount until July 2023 and by waiving interest on Canada student loans through to March 2023.

Taken together, our federal government's affordability plan is delivering targeted and fiscally responsible financial support to Canadians who need it the most with particular emphasis on addressing the needs of low-income Canadians who are most exposed to inflation.

We will continue to strike a balance between delivering support, where and when it is needed the most, and maintaining the discipline that has given Canada the strongest fiscal position in the G7.

In conclusion, I know that Canadians are counting on parliamentarians to make the support of Bill C-30 a reality, and I would encourage my colleagues on all sides to support the immediate adoption of Bill C-30, the cost of living relief act, no. 1, so that we could continue to make life more affordable for Canadians who need it the most.