Prior to 2008, when I secured an advance payment loan, I had to get a priority agreement from my bank. When the government announced the severe economic hardship advances in 2008, you didn't require that agreement for your regular advance payment program. Now, for the producers who still have inventory left and are able to roll the present severe economic hardship money over into the new program, into the regular advance payment program, they will now have to go to the bank to secure priority agreements. I guess because of the state of the industry, where a lot of producers have burned up a lot of their equity, there's a concern that the banks are not going to give them that priority agreement, so that advance payment would take precedence over the banks' loans.
On November 30th, 2010. See this statement in context.