Excellent, thank you for that clarification. I'm sure they will be delighted to hear your response.
Let me ask a question about the changes to the advanced payment program. Of course, this is a very valuable tool for farmers as it grants them easier access to credit through cash advances, but we're making changes through Bill C-18. One of the changes is talking about increasing the options that can be used to secure advances and allow for new types of repayments. I'm just wondering if, for the committee, you could explain the way things are now and how that might inhibit the freedom of a farmer to either secure a loan or repay a loan and what the change would be under Bill C-18 when it passes.