I'm going to let Mr. Lawford jump in because I think he's done more work with the FCAC.
It's a national agency responsible, as I understand it, for bank regulations involving consumer protection issues. The nice thing about FCAC is that it's national. It doesn't cover all financial institutions, only federally regulated banks, but it has national coverage, which is what we need.
The Consumer Measures Committee has some great information on their website. They are encouraging provinces to do likewise. Some provinces have made some great strides in this area, but when it comes down to it, the CMC is a coordinator of provincial measures, so the citizens of those provinces that choose not to take those measures lose out.
At least in areas of federal responsibility, I think it makes sense to use the federal agency to provide consumers with more one-stop shopping solutions.
I'll let John add to it.