We have published a working paper on case law, which I believe covers criminal law cases as well as civil law cases in this area. I don't have it with me right now with the details. We will be publishing a further one on the issue of enforcement of criminal laws affecting ID theft.
I can just say that our conclusion is that it's very clear and it's one of the problems the police faceāand I hope you'll be hearing from them on this: what's the point of spending hundreds of thousands of dollars and hours of their time investigating these often very complicated white-collar crimes when, at the end of the day, they finally catch the guy, they're successful, they've done all their work, and the court just gives them a few months' sentence or a fine that is really just a cost of doing business?