A number of things have been looked at. One of the issues experienced by many organizations in need of debt financing is that the commercial banking system is not necessarily attracted to supporting those kinds of organizations.
There have been efforts in Canada to try to establish a bank specifically for financing not-for-profit organizations. It would be a financial institution that would have a better understanding of the needs of these organizations, and a funding supply would be available to it. The challenge has been to get the initial amount of capital you need in order to establish that kind of institution.
It's one of the approaches that has been looked at. It's a matter of looking at different ways, either by making different alternatives available legislatively or by arriving at some vehicle whereby the government perhaps would stimulate it.