I call this meeting to order.
I want to thank everyone for coming. We have two sessions of witnesses this afternoon. We're looking forward to hearing them.
Before we get started on the witnesses, we'd like to inform the committee of a recommendation to invite Mr. Mark Carney here to testify before the committee. We have made that request to him and have had confirmation that on December 5 from 3:30 to 5 he will be here. That's the Wednesday that we are not travelling during the week that we are travelling. That's for your information. That week will be a very full week.