I basically agree with what you say. That's my interpretation. I think with the $2 billion, it's intended that it would set up enough to allow, over time, the new board to not necessarily increase a premium immediately, because they would belt up the reserve. But we don't really know, because we don't know what the size of the reserve fund is going to be, and that's going to continue to be set by the government.
I think the important thing is not so much the arm's-length aspect of the fund as having a fund that's genuinely separated from the public accounts. We do know the funds that are collected through the EI premium are being spent for EI purposes, and I think there's been a lot of consensus over the years on the employer and labour side over—