Yes. The money that the financial institutions are getting from the Bank of Canada is about $35 billion. The assets of the banking system, I don't have the figure with me, but they're in the trillions. So that's a very small part of their money.
Banks basically raise money by raising deposits, they make loans, they issue short-term and longer-term debt. The longer-term debt that they're issuing, of course, is more expensive because markets are not very receptive.
However, Canadian banks have been able to raise capital, they've been able to raise preferred shares, and they've been able to raise five-year money on the markets. And another source of money of course is through the IMPP, the insured mortgage purchase program, which so far is about $40 billion, but there is potentially $225 billion. Again, that is a small proportion of their total assets. Their big funding is that they borrow money and it costs them something.