As I said, we have one course right now that we're offering for 15- to 18-year-olds. It's very much targeted at that age group. It's approximately 18 hours. It deals with financial basics. It starts with basic concepts like wants versus needs, budgeting, and so on, covering the gamut at a level appropriate to the age.
We're in the process right now of working on a second course, which we're tentatively calling “Financial Basics”. It's geared to a slightly older demographic—those 18 and above, so it's for adults—and it will be more focused, more detailed, but it will still be a financial basics course. That's only because there are a lot of people who really don't know these things. In an ideal world, we would see it all throughout the school system. I truly believe that financial literacy is a life skill that children should be learning from a very young age.
My next step after that is to try to develop another course aimed at younger children. I'm hoping to prepare a program that covers them through the school system—I won't necessarily say from kindergarten at this stage, as I haven't been that far yet—and that can be delivered to different groups or via different age-specific programs, so that eventually the schools will produce more financially literate students coming out of the system.