As I said earlier, we did invest in asset-backed commercial paper, but the bank-sponsored variety, and it was only after the non-bank-sponsored market froze. So we incurred no losses, and in fact we enjoyed relatively healthy returns as a result of that.
I would say this is a function of having, quite frankly, a management compensation policy that allows us to attract some of the best investment professionals and to be able to make those risk-return trade-offs.
If you look through the non-bank-sponsored asset-backed commercial paper, what was actually inside the products were levered, opaque financial instruments. So there was a lot more risk than you would ever see just by looking at a history of the prices, because it wasn't until the actual liquidity crunch that the real risk materialized.